Here is an official word on town owners for the V6.  Many have asked if they will receive starting money to recreate their town.  The answer, is 'No'  Here is a post by Foob that will also back up this statement as well.

1. There will be other ways to start earning straight away such as leveling skills and hitting milestones.

2. Money will begin to flow into the server as v6 progresses, we have a ton of tools now to actively monitor and control the economy so things don't get out of hand - Such as in the past exploits have caused items to lose value so on so forth.

3. I think its a common misconception that Towns are going to be 500k - The reason towns are so much is because of the economy that ran out of control, this causes a lot of people to be turned off. The expense is so steep! - Towns will start at a reasonable price and will change as the economy flows. We will not be going back to such prices, this will be a version for everyone in which everyone can enjoy the features we have to offer without spending half a life time achieving them.

So even though you will not get a starting balance to create your town, the word for now is that towns will be far cheaper than what you see currently. 

THIS IS SUBJECT TO CHANGE BASED ON ADMIN REVIEW AND DECISION

But for now, there is no plan to give town mayors / owners a starting balance to create a town.

I agree this is why i made a town jsut for a laugh but i will be taking it serously in v6